Currency exchange directly on your phone without visiting the bank.

Advantages:

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is a member of the Deposit Guarantee Scheme of the Republic of Moldova

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Now you can exchange currency between your card or current accounts via Energbank Mobile from Monday to Friday during business days.

With SMART CURS you get the best online currency exchange rate!

To use SMART CURS, download Energbank Mobile.

Have you ever wondered how you can get a better exchange rate? Energbank offers you the best exchange rate in the country.

Subject

if using our services/products, the result was not what you expected and you faced situations where you were dissatisfied with the quality of the products/services or with the behavior of the personnel involved in the service, send us your complaint by filling out the form.

Thank you in advance!

Dear customer,

Schimb valutar direct la tine în telefon, fără a te deplasa la bancă.

Avantaje:

Transmite-ne sugestiile / sesizările / părerile despre experiența de deservire, de utilizare a produselor și/sau de beneficierea de serviciile Energbank.

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Experiența ta este importantă pentru noi.

este membră a Schemei de Garantare a Depozitelor din Republica Moldova

Nume

Acum poți face schimburi valutare între conturile tale de card sau curente prin Energbank Mobile, de luni până vineri în zilele lucrătoare.

Cu SMART CURS beneficiezi de cel mai avantajos schimb valutar online!

Ca să te bucuri de SMART CURS, folosește și tu Energbank Mobile.

Te-ai întrebat cum poți beneficia de cel mai bun curs valutar? Energbank îți oferă cel mai avantajos curs valutar din țară.

Subiect

dacă beneficiind de serviciile/produsele noastre, rezultatul nu a fost cel așteptat și te-ai confruntat cu situații în care ai fost nemulțumit de calitatea produselor/serviciilor sau de comportamentul personalului implicat în deservire, transmite-ne reclamația ta, completând formularul.

Îți mulțumim anticipat!

Dragă client,

Выгодный обменный курс;

Отсутствие ограничений по срокам и суммам;

Обмен валюты прямо на вашем телефоне без посещения банка.

Преимущества:

Присылайте нам свои предложения/уведомления/мнения об опыте обслуживания, использовании продуктов и/или преимуществах услуг Energbank.

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Мы уважаем вашу конфиденциальность

Мы используем файлы cookies, чтобы предоставить посетителям лучший опыт работы в Интернете, персонализировать контент, анализировать трафик и обеспечить все функциональные возможности нашего веб-сайта.

Ваш опыт важен для нас.

является членом системы гарантирования вкладов Республики Молдова

Имя

Теперь вы можете обменивать валюту между своими карточными или текущими счетами через Energbank Mobile с понедельника по пятницу в рабочие дни.

С SMART CURS получаете самый выгодный курс обмена валюты онлайн!

Чтобы воспользоваться SMART CURS, скачайте Energbank Mobile.

Задумывались ли вы, как можете получить лучший обменный курс? Energbank предлагает вам лучший обменный курс в стране.

Тема

если при использовании наших услуг/продуктов результат оказался не таким, как вы ожидали, и вы столкнулись с ситуациями, когда вы были недовольны качеством продуктов/услуг или поведением персонала, задействованного в обслуживании, отправьте нам свою жалобу, заполнив форму форма.

Заранее спасибо!

Уважаемый клиент,

#ffffff

<div class="fees-section">
<div class="fees-card">
<h3 class="fees-heading">Costuri și Comisioane</h3>

<div class="fee-row"><span class="fee-label">Comision de transfer</span> <span class="fee-value">0.7%</span></div>

<div class="fee-row"><span class="fee-label">Comision maxim reținut</span> <span class="fee-value">40 MDL</span></div>

<div class="fee-row"><span class="fee-label">Achitat de către</span> <span class="fee-value">Plătitor</span></div>

<div class="fee-row no-border"><span class="fee-label">Moneda transferului</span> <span class="fee-value">MDL</span></div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
    --bg-light: #f9f9f9;
    --border-color: #e0e0e0;
}

.fees-section {
    max-width: 600px;
    width: 100%;
    margin: 32px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.fees-card {
    background: #fff;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    padding: 24px;
    box-shadow: 0 4px 12px rgba(0,0,0,0.05);
    border-top: 4px solid var(--brand);
}

.fees-heading {
    font-size: 22px;
    font-weight: 800;
    color: var(--text);
    margin: 0 0 24px 0;
    text-align: center;
    padding-bottom: 12px;
    border-bottom: 2px solid #f0f0f0;
}

.fee-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 0;
    border-bottom: 1px dashed var(--border-color);
}

.fee-row.no-border {
    border-bottom: none;
    padding-bottom: 0;
}

.fee-label {
    font-size: 16px;
    color: var(--muted);
    font-weight: 500;
}

.fee-value {
    font-size: 16px;
    color: var(--text);
    font-weight: 700;
    text-align: right;
}

.fee-row:first-child .fee-value,
.fee-row:nth-child(2) .fee-value {
    color: var(--brand);
}

@media (max-width: 480px) {
    .fees-card {
        padding: 16px;
    }
    
    .fees-heading {
        font-size: 18px;
        margin-bottom: 16px;
    }

    .fee-label, .fee-value {
        font-size: 14px;
    }
}
</style>


<div class="mia-b2b-webinar-card">
<div class="mia-left-content">
<div class="mia-webinar-header">
<div class="mia-icon-wrapper"><svg fill="none" viewbox="0 0 48 48" xmlns="http://www.w3.org/2000/svg"> <circle cx="24" cy="24" fill="#FF9900" r="24"></circle> <path d="M12.5 17.5C12.5 16.3954 13.3954 15.5 14.5 15.5H26.5C27.6046 15.5 28.5 16.3954 28.5 17.5V30.5C28.5 31.6046 27.6046 32.5 26.5 32.5H14.5C13.3954 32.5 12.5 31.6046 12.5 30.5V17.5Z" stroke="white" stroke-linecap="round" stroke-linejoin="round" stroke-width="3"></path> <path d="M28.5 21L35.5 17.5V30.5L28.5 27V21Z" stroke="white" stroke-linecap="round" stroke-linejoin="round" stroke-width="3"></path> </svg></div>

<div class="mia-text-content">
<h2 class="mia-title">Webinare gratuite</h2>

<h3 class="mia-subtitle">Optimizează-ți afacerea cu MIA B2B</h3>

<p class="mia-text">Banca Națională a Moldovei (BNM) organizează regulat sesiuni de informare gratuite pentru a te ajuta să integrezi și să utilizezi eficient sistemul de plăți MIA B2B.</p>
</div>
</div>
</div>

<div class="mia-right-content">
<div class="mia-image-container"><img alt="Ilustrație Webinar" class="mia-image" height="683" src="https://www.energbank.com/api/v1/static/storage/18/03/2026/webinarMia_1.jpg" width="1025" /></div>
<a class="mia-button" href="https://mia.bnm.md/ro/contact/inscriere_la_webinar" target="_blank">&Icirc;nscrie-te la webinar</a></div>
</div>
<style type="text/css">:root {
    --brand-mia: #FF9900;
    --brand-mia-hover: #e68a00;
    --text-dark: #1a1a1a;
    --text-muted: #666;
    --text-light: #444;
  }

  .mia-b2b-webinar-card {
    background-color: #ffffff;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    max-width: 100%;
    margin: 40px auto;
    padding: 32px;
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 32px;
    box-sizing: border-box;
  }

  .mia-left-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
  }

  .mia-webinar-header {
    display: flex;
    align-items: flex-start;
    gap: 24px;
  }

  .mia-icon-wrapper {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
  }

  .mia-icon-wrapper svg {
    width: 100%;
    height: 100%;
    display: block;
  }

  .mia-text-content {
    flex: 1;
  }

  .mia-title {
    font-size: 28px;
    font-weight: 800;
    color: var(--text-dark);
    margin: 0 0 8px 0;
  }

  .mia-subtitle {
    font-size: 18px;
    font-weight: 700;
    color: var(--text-muted);
    margin: 0 0 24px 0;
  }

  .mia-text {
    font-size: 16px;
    color: var(--text-light);
    line-height: 1.6;
    margin: 0;
  }

  .mia-right-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 20px;
  }

  .mia-image-container {
    border-radius: 8px;
    overflow: hidden;
    display: flex;
    justify-content: center;
    align-items: center;
    background-color: #f9f9f9;
    aspect-ratio: 3 / 2;
  }

  .mia-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }

  .mia-button {
    background-color: var(--brand-mia);
    color: #ffffff !important;
    text-align: center;
    font-weight: 700;
    font-size: 16px;
    padding: 14px 24px;
    border-radius: 8px;
    text-decoration: none;
    display: block;
    transition: background-color 0.2s ease;
    box-sizing: border-box;
    width: 100%;
  }

  .mia-button:hover {
    background-color: var(--brand-mia-hover);
  }

  @media (max-width: 768px) {
    .mia-b2b-webinar-card {
      grid-template-columns: 1fr;
      padding: 24px 20px;
      gap: 24px;
      margin: 20px 15px;
    }

    .mia-left-content {
      align-items: center;
      text-align: center;
    }

    .mia-webinar-header {
      flex-direction: column;
      align-items: center;
      text-align: center;
      gap: 16px;
    }

    .mia-icon-wrapper {
      margin-bottom: 0;
    }

    .mia-title {
      font-size: 24px;
    }

    .mia-subtitle {
      font-size: 16px;
      margin-bottom: 16px;
    }

    .mia-text {
      font-size: 15px;
    }

    .mia-image-container {
      margin-bottom: 0;
    }
  }
</style>


<div class="mia-b2b-webinar-card">
<div class="mia-left-content">
<div class="mia-webinar-header">
<div class="mia-icon-wrapper"><svg fill="none" viewbox="0 0 48 48" xmlns="http://www.w3.org/2000/svg"> <circle cx="24" cy="24" fill="#FF9900" r="24"></circle> <path d="M12.5 17.5C12.5 16.3954 13.3954 15.5 14.5 15.5H26.5C27.6046 15.5 28.5 16.3954 28.5 17.5V30.5C28.5 31.6046 27.6046 32.5 26.5 32.5H14.5C13.3954 32.5 12.5 31.6046 12.5 30.5V17.5Z" stroke="white" stroke-linecap="round" stroke-linejoin="round" stroke-width="3"></path> <path d="M28.5 21L35.5 17.5V30.5L28.5 27V21Z" stroke="white" stroke-linecap="round" stroke-linejoin="round" stroke-width="3"></path> </svg></div>

<div class="mia-text-content">
<h2 class="mia-title">Webinare gratuite</h2>

<h3 class="mia-subtitle">Optimizează-ți afacerea cu MIA B2B</h3>

<p class="mia-text">Banca Națională a Moldovei (BNM) organizează regulat sesiuni de informare gratuite pentru a te ajuta să integrezi și să utilizezi eficient sistemul de plăți MIA B2B.</p>
</div>
</div>
</div>

<div class="mia-right-content">
<div class="mia-image-container"><img alt="Ilustrație Webinar" class="mia-image" height="683" src="https://www.energbank.com/api/v1/static/storage/18/03/2026/webinarMia_1.jpg" width="1025" /></div>
<a class="mia-button" href="https://mia.bnm.md/ro/contact/inscriere_la_webinar" target="_blank">&Icirc;nscrie-te la webinar</a></div>
</div>
<style type="text/css">:root {
    --brand-mia: #FF9900;
    --brand-mia-hover: #e68a00;
    --text-dark: #000000;
    --text-muted: #000000;
    --text-light: #000000;
  }

  .mia-b2b-webinar-card {
    background-color: #ffffff;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    max-width: 100%;
    margin: 40px auto;
    padding: 32px;
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 32px;
    box-sizing: border-box;
  }

  .mia-left-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
  }

  .mia-webinar-header {
    display: flex;
    align-items: flex-start;
    gap: 24px;
  }

  .mia-icon-wrapper {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
  }

  .mia-icon-wrapper svg {
    width: 100%;
    height: 100%;
    display: block;
  }

  .mia-text-content {
    flex: 1;
  }

  .mia-title {
    font-size: 28px;
    font-weight: 800;
    color: var(--text-dark);
    margin: 0 0 8px 0;
  }

  .mia-subtitle {
    font-size: 18px;
    font-weight: 700;
    color: var(--text-muted);
    margin: 0 0 24px 0;
  }

  .mia-text {
    font-size: 16px;
    color: var(--text-light);
    line-height: 1.6;
    margin: 0;
  }

  .mia-right-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 20px;
  }

  .mia-image-container {
    border-radius: 8px;
    overflow: hidden;
    display: flex;
    justify-content: center;
    align-items: center;
    background-color: #f9f9f9;
    aspect-ratio: 3 / 2;
  }

  .mia-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }

  .mia-button {
    background-color: var(--brand-mia);
    color: #ffffff !important;
    text-align: center;
    font-weight: 700;
    font-size: 16px;
    padding: 14px 24px;
    border-radius: 8px;
    text-decoration: none;
    display: block;
    transition: background-color 0.2s ease;
    box-sizing: border-box;
    width: 100%;
  }

  .mia-button:hover {
    background-color: var(--brand-mia-hover);
  }

  @media (max-width: 768px) {
    .mia-b2b-webinar-card {
      grid-template-columns: 1fr;
      padding: 24px 20px;
      gap: 24px;
      margin: 20px 15px;
    }

    .mia-left-content {
      align-items: center;
      text-align: center;
    }

    .mia-webinar-header {
      flex-direction: column;
      align-items: center;
      text-align: center;
      gap: 16px;
    }

    .mia-icon-wrapper {
      margin-bottom: 0;
    }

    .mia-title {
      font-size: 24px;
    }

    .mia-subtitle {
      font-size: 16px;
      margin-bottom: 16px;
    }

    .mia-text {
      font-size: 15px;
    }

    .mia-image-container {
      margin-bottom: 0;
    }
  }
</style>


<div class="intro-section">
<h1 class="page-main-title">Transferuri MIA B2B</h1>

<div class="definition-wrapper">
<div class="definition-icon"><svg fill="none" height="24" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="24"> <polygon points="13 2 3 14 12 14 11 22 21 10 12 10 13 2"></polygon> </svg></div>

<p class="definition-text"><strong>MIA Plăți Instant</strong>, creat de Banca Națională a Moldovei, aduce plățile dintre companii mai aproape de ritmul real al afacerilor. Persoanele juridice pot iniția și primi transferuri &icirc;n regim <strong>24/7</strong>, banii ajung&acirc;nd pe cont &icirc;n doar c&acirc;teva secunde.</p>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
    --bg-light: #f9f9f9;
}

.intro-section {
    max-width: 1100px;
    width: 100%;
    margin: 40px auto 20px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.page-main-title {
    font-size: 36px;
    font-weight: 800;
    color: var(--text);
    margin: 0 0 24px 0;
    text-align: left;
    letter-spacing: -0.5px;
}

.definition-wrapper {
    display: flex;
    align-items: flex-start;
    background-color: var(--bg-light);
    border-left: 4px solid var(--brand);
    padding: 20px 24px;
    border-radius: 0 8px 8px 0;
}

.definition-icon {
    margin-right: 16px;
    margin-top: 2px;
    flex-shrink: 0;
}

.definition-text {
    font-size: 18px;
    line-height: 1.6;
    color: var(--muted);
    margin: 0;
}

.definition-text strong {
    color: var(--text);
    font-weight: 700;
}

@media (max-width: 768px) {
    .page-main-title {
        font-size: 28px;
        text-align: center;
        margin-bottom: 20px;
    }

    .definition-wrapper {
        flex-direction: column;
        align-items: center;
        text-align: center;
        border-left: none;
        border-top: 4px solid var(--brand);
        border-radius: 0 0 8px 8px;
        padding: 20px 16px;
    }

    .definition-icon {
        margin-right: 0;
        margin-bottom: 12px;
    }

    .definition-text {
        font-size: 16px;
    }
}
</style>


<div class="mia-info-section">
<h2 class="mia-main-heading">Cum funcționează o plată instant B2B?</h2>

<div class="mia-content-wrapper">
<div class="mia-definition-card">
<h3 class="card-subheading">O nouă eră pentru afaceri</h3>

<p class="definition-text">Acolo unde te-ai obișnuit - direct din <strong>Banking Online</strong> (desktop și mobile). La transferul &icirc;n valută națională selectezi opțiunea <strong>&bdquo;Instant&rdquo;</strong>. Transferurile țin pasul cu deciziile tale, fără a mai depinde de programul instituțiilor financiare.</p>
</div>

<div class="mia-features-card">
<h3 class="card-subheading">Caracteristici cheie:</h3>

<ul class="features-list">
	<li>
	<div class="list-icon"><svg fill="none" height="20" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" viewbox="0 0 24 24" width="20"> <polyline points="20 6 9 17 4 12"></polyline> </svg></div>
	<span>Disponibilitate <strong>24/7</strong>, inclusiv &icirc;n weekend și sărbători</span></li>
	<li>
	<div class="list-icon"><svg fill="none" height="20" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" viewbox="0 0 24 24" width="20"> <polyline points="20 6 9 17 4 12"></polyline> </svg></div>
	<span>Banii ajung la destinație <strong>instant</strong>, &icirc;n secunde</span></li>
	<li>
	<div class="list-icon"><svg fill="none" height="20" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" viewbox="0 0 24 24" width="20"> <polyline points="20 6 9 17 4 12"></polyline> </svg></div>
	<span>Partenerii confirmă recepționarea plății <strong>imediat</strong></span></li>
	<li>
	<div class="list-icon"><svg fill="none" height="20" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" viewbox="0 0 24 24" width="20"> <polyline points="20 6 9 17 4 12"></polyline> </svg></div>
	<span>Deblochează <strong>pe loc</strong> livrările și comenzile</span></li>
	<li>
	<div class="list-icon"><svg fill="none" height="20" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" viewbox="0 0 24 24" width="20"> <polyline points="20 6 9 17 4 12"></polyline> </svg></div>
	<span>Oferă <strong>stabilitate și control</strong> asupra cash-flow-ului</span></li>
</ul>
</div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
    --bg-light: #f9f9f9;
    --border: #e0e0e0;
}

.mia-info-section {
    max-width: 1100px;
    width: 100%;
    margin: 40px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.mia-main-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 32px;
    text-align: center;
}

.mia-content-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
    align-items: stretch;
}

.mia-definition-card {
    background-color: var(--bg-light);
    border-radius: 8px;
    padding: 24px;
    border-left: 5px solid var(--brand);
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.card-subheading {
    font-size: 14px;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--muted);
    margin: 0 0 12px 0;
    font-weight: 600;
}

.definition-text {
    font-size: 20px;
    line-height: 1.5;
    color: var(--text);
    margin: 0;
    font-weight: 500;
}

.mia-features-card {
    padding: 10px 0;
}

.features-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.features-list li {
    display: flex;
    align-items: flex-start;
    margin-bottom: 16px;
    font-size: 16px;
    color: var(--muted);
    line-height: 1.5;
}

.features-list li strong {
    color: var(--text);
    font-weight: 600;
}

.list-icon {
    margin-right: 12px;
    margin-top: 2px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #fff3e0;
    width: 28px;
    height: 28px;
    border-radius: 50%;
}

.list-icon svg {
    width: 16px;
    height: 16px;
}

@media (max-width: 768px) {
    .mia-content-wrapper {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .mia-main-heading {
        font-size: 24px;
        text-align: left;
    }

    .definition-text {
        font-size: 18px;
    }
    
    .mia-definition-card {
        border-left: none;
        border-top: 4px solid var(--brand);
    }
}
</style>


<div class="benefits-section">
<h2 class="benefits-heading">MIA B2B pentru afaceri &icirc;n mișcare</h2>

<div class="benefits-grid">
<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <circle cx="12" cy="12" r="10"></circle> <polyline points="12 6 12 12 16 14"></polyline> </svg></div>

<h3 class="benefit-title">Non-stop 24/7</h3>

<p class="benefit-desc">Fără zile de odihnă sau de sărbătoare</p>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <polygon points="13 2 3 14 12 14 11 22 21 10 12 10 13 2"></polygon> </svg></div>

<h3 class="benefit-title">Procesare Instant</h3>

<p class="benefit-desc">Banii ajung la destinație &icirc;n doar c&acirc;teva secunde</p>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <polyline points="22 12 18 12 15 21 9 3 6 12 2 12"></polyline> </svg></div>

<h3 class="benefit-title">Flux Stabil</h3>

<p class="benefit-desc">Cash-flow continuu și predictibil pentru companie</p>
</div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
}

.benefits-section {
    max-width: 1100px;
    width: 100%;
    margin: 32px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.benefits-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 40px;
    text-align: center;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    width: 100%;
}

.benefit-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 10px;
}

.benefit-icon {
    margin-bottom: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-title {
    font-size: 20px;
    font-weight: 700;
    color: var(--text);
    margin: 0 0 6px 0;
    line-height: 1.2;
}

.benefit-desc {
    font-size: 15px;
    color: var(--muted);
    margin: 0;
    line-height: 1.4;
}

@media (max-width: 768px) {
    .benefits-section {
        padding: 0 4px;
        margin: 20px 0 !important;
    }

    .benefits-heading {
        font-size: 24px;
        margin-bottom: 24px;
    }

    .benefits-grid {
        gap: 8px;
    }

    .benefit-card {
        padding: 5px 2px;
    }

    .benefit-icon {
        margin-bottom: 8px;
    }

    .benefit-icon svg {
        width: 32px;
        height: 32px;
    }

    .benefit-title {
        font-size: 14px;
        white-space: nowrap;
    }

    .benefit-desc {
        font-size: 12px;
        line-height: 1.2;
    }
}

@media (max-width: 360px) {
    .benefit-title {
        font-size: 12px;
    }
    .benefit-desc {
        font-size: 10px;
    }
    .benefit-icon svg {
        width: 28px;
        height: 28px;
    }
}
</style>


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