Currency exchange directly on your phone without visiting the bank.

Advantages:

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is a member of the Deposit Guarantee Scheme of the Republic of Moldova

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Now you can exchange currency between your card or current accounts via Energbank Mobile from Monday to Friday during business days.

With SMART CURS you get the best online currency exchange rate!

To use SMART CURS, download Energbank Mobile.

Have you ever wondered how you can get a better exchange rate? Energbank offers you the best exchange rate in the country.

Subject

if using our services/products, the result was not what you expected and you faced situations where you were dissatisfied with the quality of the products/services or with the behavior of the personnel involved in the service, send us your complaint by filling out the form.

Thank you in advance!

Dear customer,

Schimb valutar direct la tine în telefon, fără a te deplasa la bancă.

Avantaje:

Transmite-ne sugestiile / sesizările / părerile despre experiența de deservire, de utilizare a produselor și/sau de beneficierea de serviciile Energbank.

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este membră a Schemei de Garantare a Depozitelor din Republica Moldova

Nume

Acum poți face schimburi valutare între conturile tale de card sau curente prin Energbank Mobile, de luni până vineri în zilele lucrătoare.

Cu SMART CURS beneficiezi de cel mai avantajos schimb valutar online!

Ca să te bucuri de SMART CURS, folosește și tu Energbank Mobile.

Te-ai întrebat cum poți beneficia de cel mai bun curs valutar? Energbank îți oferă cel mai avantajos curs valutar din țară.

Subiect

dacă beneficiind de serviciile/produsele noastre, rezultatul nu a fost cel așteptat și te-ai confruntat cu situații în care ai fost nemulțumit de calitatea produselor/serviciilor sau de comportamentul personalului implicat în deservire, transmite-ne reclamația ta, completând formularul.

Îți mulțumim anticipat!

Dragă client,

Выгодный обменный курс;

Отсутствие ограничений по срокам и суммам;

Обмен валюты прямо на вашем телефоне без посещения банка.

Преимущества:

Присылайте нам свои предложения/уведомления/мнения об опыте обслуживания, использовании продуктов и/или преимуществах услуг Energbank.

Мы используем файлы cookies для работы сайта, анализа трафика и улучшения вашего опыта. Вы можете принять все файлы cookies, только необходимые или настроить свои предпочтения. Подробнее в

Мы уважаем вашу конфиденциальность

Мы используем файлы cookies, чтобы предоставить посетителям лучший опыт работы в Интернете, персонализировать контент, анализировать трафик и обеспечить все функциональные возможности нашего веб-сайта.

Ваш опыт важен для нас.

является членом системы гарантирования вкладов Республики Молдова

Имя

Теперь вы можете обменивать валюту между своими карточными или текущими счетами через Energbank Mobile с понедельника по пятницу в рабочие дни.

С SMART CURS получаете самый выгодный курс обмена валюты онлайн!

Чтобы воспользоваться SMART CURS, скачайте Energbank Mobile.

Задумывались ли вы, как можете получить лучший обменный курс? Energbank предлагает вам лучший обменный курс в стране.

Тема

если при использовании наших услуг/продуктов результат оказался не таким, как вы ожидали, и вы столкнулись с ситуациями, когда вы были недовольны качеством продуктов/услуг или поведением персонала, задействованного в обслуживании, отправьте нам свою жалобу, заполнив форму форма.

Заранее спасибо!

Уважаемый клиент,

#ffffff

<div class="eb-eligibility-section">
<h2 class="eb-eligibility-title">&nbsp;</h2>

<h2 class="eb-eligibility-title">Criterii de eligibilitate</h2>

<div class="eb-eligibility-grid">
<div class="eb-eligibility-item">
<div class="eb-icon-wrapper"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M20 21v-2a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v2"></path><circle cx="12" cy="7" r="4"></circle></svg></div>

<div class="eb-eligibility-text">Persoane juridice cu activitate de <strong>minim 12 luni</strong></div>
</div>

<div class="eb-eligibility-item">
<div class="eb-icon-wrapper"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><rect height="18" rx="2" ry="2" width="18" x="3" y="4"></rect><line x1="16" x2="16" y1="2" y2="6"></line><line x1="8" x2="8" y1="2" y2="6"></line><line x1="3" x2="21" y1="10" y2="10"></line></svg></div>

<div class="eb-eligibility-text">Companii fără datorii &icirc;n <strong>ultimele 24 luni</strong></div>
</div>

<div class="eb-eligibility-item">
<div class="eb-icon-wrapper"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><line x1="12" x2="12" y1="1" y2="23"></line><path d="M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6"></path></svg></div>

<div class="eb-eligibility-text">&Icirc;ntreprinderi cu situație <strong>financiară stabilă</strong></div>
</div>
</div>
</div>
<style type="text/css">.eb-eligibility-section {
    background: transparent;
    padding: 0;
    max-width: 1000px;
    margin: 40px auto;
}

.eb-eligibility-title {
    font-size: 28px;
    font-weight: 800;
    color: #1a1a1a;
    margin-bottom: 32px;
    text-align: center;
}

.eb-eligibility-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

.eb-eligibility-item {
    display: flex;
    align-items: center;
    background: #ffffff;
    padding: 10px;
    border-radius: 16px;
    border: 1px solid #eaeaea;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.03);
}

.eb-icon-wrapper {
    width: 40px;
    height: 40px;
    background: #fff4e5;
    color: #ff9800;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 16px;
    flex-shrink: 0;
}

.eb-icon-wrapper svg {
    width: 20px;
    height: 20px;
}

.eb-eligibility-text {
    font-size: 15px;
    color: #444;
    line-height: 1.45;
}

.eb-eligibility-text strong {
    color: #1a1a1a;
    font-weight: 700;
}

.eb-item-full {
    grid-column: span 2;
}

@media (max-width: 768px) {
    .eb-eligibility-section {
        margin: 20px 0 !important;
        width: 100% !important;
    }
    
    .eb-eligibility-title {
        font-size: 24px;
        margin-bottom: 20px;
    }

    .eb-eligibility-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }
    
    .eb-item-full {
        grid-column: span 1;
    }

    .eb-eligibility-item {
        padding: 12px !important;
    }
}
</style>


Container

<div class="eb-section-container">
<h2 class="eb-title">Cum aplici pentru un Credit Business Premium?</h2>

<div class="eb-steps-grid">
<div class="eb-step-card">
<div class="eb-step-number">1</div>

<div class="eb-step-content"><strong>Completezi formularul</strong> <span>de aplicare pentru oferta de credit</span></div>
</div>

<div class="eb-step-card">
<div class="eb-step-number">2</div>

<div class="eb-step-content"><strong>Prezinți actele</strong> <span>juridice și financiare necesare</span></div>
</div>

<div class="eb-step-card">
<div class="eb-step-number">3</div>

<div class="eb-step-content"><strong>Beneficiezi de asistență</strong> <span>pentru alegerea soluției financiare</span></div>
</div>
</div>
</div>
<style type="text/css">/* Container Principal */
    .eb-section-container {
        max-width: 1000px;
        margin: 40px auto;
    }

    /* Titlu */
    .eb-title {
        font-size: 28px;
        font-weight: 800;
        color: #1a1a1a;
        margin-bottom: 32px;
        text-align: center;
    }

    /* Grid pentru Pasi (3 coloane pe un rand) */
    .eb-steps-grid {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
    }

    /* Cardul Pasului */
    .eb-step-card {
        display: flex;
        align-items: flex-start; /* Aliniere sus */
        background: #ffffff;
        padding: 24px 20px;
        border-radius: 16px;
        border: 1px solid #eaeaea;
        box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04);
        transition: transform 0.2s ease, border-color 0.2s ease;
        height: 100%; /* Inaltime egala */
        box-sizing: border-box;
    }


    /* Cerculetul cu numar */
    .eb-step-number {
        width: 36px;
        height: 36px;
        background: #ff9800; /* Culoarea brandului */
        color: #ffffff;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        font-weight: 800;
        font-size: 18px;
        margin-right: 16px;
        flex-shrink: 0;
        box-shadow: 0 2px 6px rgba(255, 152, 0, 0.4);
    }

    /* Continut Text */
    .eb-step-content {
        display: flex;
        flex-direction: column;
        font-size: 15px;
        line-height: 1.5;
        color: #444;
    }

    .eb-step-content strong {
        color: #1a1a1a;
        font-weight: 700;
        display: block;
        margin-bottom: 4px;
        font-size: 16px;
    }

    /* Responsive - Mobil */
    @media (max-width: 768px) {
        .eb-section-container { margin: 20px 0; padding: 0 10px; }
        
        .eb-steps-grid {
            grid-template-columns: 1fr; /* O singura coloana pe mobil */
            gap: 12px;
        }

        .eb-title {
            font-size: 24px;
            margin-bottom: 20px;
        }

        .eb-step-card {
            padding: 16px;
            align-items: center; /* Centrat vertical pe mobil */
        }
    }
</style>


<div class="eb-docs-section">
<h2 class="eb-docs-title">Acte necesare</h2>

<div class="eb-docs-grid">
<div class="eb-docs-item">
<div class="eb-icon-wrapper"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"> <path d="M20 21v-2a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v2"></path> <circle cx="12" cy="7" r="4"></circle> </svg></div>

<div class="eb-docs-text"><strong>Copiile actelor de identitate</strong> ale persoanelor responsabile</div>
</div>

<div class="eb-docs-item">
<div class="eb-icon-wrapper"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"> <path d="M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z"></path> <polyline points="14 2 14 8 20 8"></polyline> <line x1="16" x2="8" y1="13" y2="13"></line> <line x1="16" x2="8" y1="17" y2="17"></line> <line x1="10" x2="8" y1="9" y2="9"></line> </svg></div>

<div class="eb-docs-text"><strong>Acte de constituire</strong> a afacerii cu modificările și completările ulterioare</div>
</div>

<div class="eb-docs-item">
<div class="eb-icon-wrapper"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"> <rect height="18" rx="2" ry="2" width="18" x="3" y="3"></rect> <line x1="3" x2="21" y1="9" y2="9"></line> <line x1="9" x2="9" y1="21" y2="9"></line> </svg></div>

<div class="eb-docs-text"><strong>Extrasul din Registrul de Stat</strong> al persoanelor juridice</div>
</div>

<div class="eb-docs-item">
<div class="eb-icon-wrapper"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"> <path d="M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2"></path> <circle cx="9" cy="7" r="4"></circle> <path d="M23 21v-2a4 4 0 0 0-3-3.87"></path> <path d="M16 3.13a4 4 0 0 1 0 7.75"></path> </svg></div>

<div class="eb-docs-text"><strong>Proces verbal</strong> al ședinței adunării fondatorilor sau decizia unicului fondator</div>
</div>
</div>
</div>
<style type="text/css">.eb-docs-section {
    background: transparent;
    max-width: 1000px;
    margin: 40px auto;
    padding: 0;
}

.eb-docs-title {
    font-size: 28px;
    font-weight: 800;
    color: #1a1a1a;
    margin-bottom: 32px;
    text-align: center;
}

.eb-docs-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

.eb-docs-item {
    display: flex;
    align-items: center;
    background: #ffffff;
    padding: 20px;
    border-radius: 16px;
    border: 1px solid #eaeaea;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.03);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.eb-docs-item:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 16px rgba(0, 0, 0, 0.06);
}

.eb-icon-wrapper {
    width: 40px;
    height: 40px;
    background: #fff4e5;
    color: #ff9800;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 16px;
    flex-shrink: 0;
}

.eb-icon-wrapper svg {
    width: 20px;
    height: 20px;
}

.eb-docs-text {
    font-size: 15px;
    color: #444;
    line-height: 1.45;
}

.eb-docs-text strong {
    color: #1a1a1a;
    font-weight: 700;
}

@media (max-width: 768px) {
    .eb-docs-section {
        margin: 20px 0 !important;
        width: 100% !important;
    }
    
    .eb-docs-title {
        font-size: 24px;
        margin-bottom: 20px;
    }

    .eb-docs-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }
    
    .eb-docs-item {
        padding: 16px;
    }
}
</style>


<div class="eb-steps-section">
<h2 class="eb-section-title">Cum aplici la CREDIT BUSINESS EXPRESS?</h2>

<div class="eb-steps-grid">
<div class="eb-step-card">
<div class="eb-step-header">
<div class="eb-step-number">01</div>

<div class="eb-step-icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"> <path d="M11 4H4a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h14a2 2 0 0 0 2-2v-7"></path> <path d="M18.5 2.5a2.121 2.121 0 0 1 3 3L12 15l-4 1 1-4 9.5-9.5z"></path> </svg></div>
</div>

<div class="eb-step-content">
<h3 class="eb-step-heading">Aplicare</h3>

<p class="eb-step-desc">Completezi formularul de aplicare pentru oferta de credit</p>
</div>
</div>

<div class="eb-step-card">
<div class="eb-step-header">
<div class="eb-step-number">02</div>

<div class="eb-step-icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"> <path d="M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z"></path> <polyline points="14 2 14 8 20 8"></polyline> <line x1="16" x2="8" y1="13" y2="13"></line> <line x1="16" x2="8" y1="17" y2="17"></line> <line x1="10" x2="8" y1="9" y2="9"></line> </svg></div>
</div>

<div class="eb-step-content">
<h3 class="eb-step-heading">Documente</h3>

<p class="eb-step-desc">Prezinți actele juridice și financiare necesare</p>
</div>
</div>

<div class="eb-step-card">
<div class="eb-step-header">
<div class="eb-step-number">03</div>

<div class="eb-step-icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"> <path d="M21 11.5a8.38 8.38 0 0 1-.9 3.8 8.5 8.5 0 0 1-7.6 4.7 8.38 8.38 0 0 1-3.8-.9L3 21l1.9-5.7a8.38 8.38 0 0 1-.9-3.8 8.5 8.5 0 0 1 4.7-7.6 8.38 8.38 0 0 1 3.8-.9h.5a8.48 8.48 0 0 1 8 8v.5z"></path> </svg></div>
</div>

<div class="eb-step-content">
<h3 class="eb-step-heading">Consultare</h3>

<p class="eb-step-desc">Beneficiezi de asistența unui reprezentant al băncii pentru a alege soluția financiară potrivită afacerii tale</p>
</div>
</div>
</div>
</div>
<style type="text/css">.eb-steps-section {
    max-width: 1000px;
    margin: 40px auto;
    padding: 0;
}

.eb-section-title {
    font-size: 28px;
    font-weight: 800;
    color: #1a1a1a;
    margin-bottom: 32px;
    text-align: center;
}

.eb-steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.eb-step-card {
    background: #ffffff;
    border: 1px solid #eaeaea;
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0 4px 12px rgba(0,0,0,0.03);
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.eb-step-header {
    position: relative;
    margin-bottom: 20px;
    width: 100%;
    display: flex;
    justify-content: center;
    flex-shrink: 0;
}

.eb-step-number {
    position: absolute;
    top: -10px;
    right: -10px;
    font-size: 40px;
    font-weight: 900;
    color: #f7f7f7;
    z-index: 0;
    line-height: 1;
}

.eb-step-icon {
    width: 60px;
    height: 60px;
    background: rgba(255, 153, 0, 0.1);
    color: #ff9900;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 1;
    position: relative;
}

.eb-step-icon svg {
    width: 28px;
    height: 28px;
}

.eb-step-content {
    z-index: 1;
    position: relative;
}

.eb-step-heading {
    font-size: 18px;
    font-weight: 700;
    color: #1a1a1a;
    margin: 0 0 10px 0;
}

.eb-step-desc {
    font-size: 15px;
    color: #444;
    line-height: 1.5;
    margin: 0;
}

@media (max-width: 768px) {
    .eb-steps-section {
        margin: 20px 0 !important;
        width: 100% !important;
    }

    .eb-section-title {
        font-size: 24px;
        margin-bottom: 20px;
    }

    .eb-steps-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .eb-step-card {
        padding: 20px;
        flex-direction: row;
        align-items: flex-start;
        text-align: left;
    }

    .eb-step-header {
        width: auto;
        margin-bottom: 0;
        margin-right: 16px;
        justify-content: flex-start;
        position: static; 
    }

    .eb-step-number {
        display: block;
        top: 10px;
        right: 15px;
        font-size: 32px;
        color: #f2f2f2;
    }
    
    .eb-step-icon {
        width: 48px;
        height: 48px;
    }

    .eb-step-icon svg {
        width: 22px;
        height: 22px;
    }

    .eb-step-content {
        flex: 1;
        padding-right: 20px; 
    }

    .eb-step-heading {
        margin-top: 0;
        font-size: 16px;
    }
    
    .eb-step-desc {
        font-size: 14px;
    }
}
</style>


<div class="benefits-section">
<h2 class="benefits-heading">Beneficii principale</h2>

<div class="benefits-grid">
<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <rect height="18" rx="2" ry="2" width="18" x="3" y="4"></rect> <line x1="16" x2="16" y1="2" y2="6"></line> <line x1="8" x2="8" y1="2" y2="6"></line> <line x1="3" x2="21" y1="10" y2="10"></line> </svg></div>

<h3 class="benefit-title">Termen extins</h3>

<h3 class="benefit-title">de rambursare</h3>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <path d="M12 2a10 10 0 1 0 0 20 10 10 0 0 0 0-20z"></path> <path d="M12 6v6l4 2"></path> </svg></div>

<h3 class="benefit-title">Perioadă de</h3>

<h3 class="benefit-title">grație de 12 luni</h3>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <circle cx="12" cy="12" r="10"></circle> <line x1="12" x2="12" y1="8" y2="16"></line> <line x1="8" x2="16" y1="12" y2="12"></line> </svg></div>

<h3 class="benefit-title">P&acirc;nă la<br />
5.000.000 MDL</h3>
</div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
}

.benefits-section {
    max-width: 1100px;
    width: 100%;
    margin: 32px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.benefits-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 40px;
    text-align: center;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    width: 100%;
}

.benefit-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 10px;
}

.benefit-icon {
    margin-bottom: 15px;
}

.benefit-title {
    font-size: 20px;
    font-weight: 700;
    color: var(--text);
    margin: 0 0 6px 0;
    line-height: 1.2;
}

.benefit-desc {
    font-size: 15px;
    color: var(--muted);
    margin: 0;
}

@media (max-width: 768px) {
    .benefits-section {
        padding: 0 4px;
        margin: 20px 0 !important;
        width: 100% !important;
    }

    .benefits-heading {
        font-size: 24px;
        margin-bottom: 24px;
    }

    .benefits-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 8px;
    }

    .benefit-card {
        padding: 5px 2px;
    }

    .benefit-icon {
        margin-bottom: 8px;
    }

    .benefit-icon svg {
        width: 32px;
        height: 32px;
    }

    .benefit-title {
        font-size: 14px;
        font-weight: 700;
        white-space: nowrap;
    }

    .benefit-desc {
        font-size: 12px;
        line-height: 1.1;
    }
}

@media (max-width: 360px) {
    .benefit-title {
        font-size: 12px;
    }
    .benefit-desc {
        font-size: 10px;
    }
    .benefit-icon svg {
        width: 28px;
        height: 28px;
    }
}
</style>


<div class="benefits-section">
<h2 class="benefits-heading">Beneficii principale</h2>

<div class="benefits-grid">
<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <rect height="18" rx="2" ry="2" width="18" x="3" y="4"></rect> <line x1="16" x2="16" y1="2" y2="6"></line> <line x1="8" x2="8" y1="2" y2="6"></line> <line x1="3" x2="21" y1="10" y2="10"></line> </svg></div>

<h3 class="benefit-title">Acces rapid<br />
la capital</h3>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <path d="M12 2a10 10 0 1 0 0 20 10 10 0 0 0 0-20z"></path> <path d="M12 6v6l4 2"></path> </svg></div>

<h3 class="benefit-title">Fără gaj</h3>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <circle cx="12" cy="12" r="10"></circle> <line x1="12" x2="12" y1="8" y2="16"></line> <line x1="8" x2="16" y1="12" y2="12"></line> </svg></div>

<h3 class="benefit-title">​​Investiții fără blocarea capitalului propriu</h3>
</div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
}

.benefits-section {
    max-width: 1100px;
    width: 100%;
    margin: 32px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.benefits-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 40px;
    text-align: center;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    width: 100%;
}

.benefit-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 10px;
}

.benefit-icon {
    margin-bottom: 15px;
}

.benefit-title {
    font-size: 20px;
    font-weight: 700;
    color: var(--text);
    margin: 0 0 6px 0;
    line-height: 1.2;
}

.benefit-desc {
    font-size: 15px;
    color: var(--muted);
    margin: 0;
}

@media (max-width: 768px) {
    .benefits-section {
        padding: 0 4px;
        margin: 20px 0 !important;
        width: 100% !important;
    }

    .benefits-heading {
        font-size: 24px;
        margin-bottom: 24px;
    }

    .benefits-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 8px;
    }

    .benefit-card {
        padding: 5px 2px;
    }

    .benefit-icon {
        margin-bottom: 8px;
    }

    .benefit-icon svg {
        width: 32px;
        height: 32px;
    }

    .benefit-title {
        font-size: 14px;
        font-weight: 700;
        white-space: nowrap;
    }

    .benefit-desc {
        font-size: 12px;
        line-height: 1.1;
    }
}

@media (max-width: 360px) {
    .benefit-title {
        font-size: 12px;
    }
    .benefit-desc {
        font-size: 10px;
    }
    .benefit-icon svg {
        width: 28px;
        height: 28px;
    }
}
</style>


<h2 class="eb-section-title">Informații generale</h2>

<div class="eb-details-card">
<div class="eb-detail-row">
<div class="eb-detail-label">
<div class="eb-icon-small"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M12 2v20M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6"></path></svg></div>
<span>Suma</span></div>

<div class="eb-detail-value main-highlight">P&acirc;nă la 5.000.000 MDL <span style="font-weight:400; font-size: 0.9em; color:#666;">/ 250.000 EUR / 250.000 USD</span></div>
</div>

<div class="eb-detail-row">
<div class="eb-detail-label">
<div class="eb-icon-small"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><circle cx="12" cy="12" r="10"></circle><path d="M16 8h-6a2 2 0 1 0 0 4h4a2 2 0 1 1 0 4H8"></path><path d="M12 18V6"></path></svg></div>
<span>Moneda</span></div>

<div class="eb-detail-value">MDL / EUR / USD</div>
</div>

<div class="eb-detail-row">
<div class="eb-detail-label">
<div class="eb-icon-small"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><rect height="18" rx="2" ry="2" width="18" x="3" y="4"></rect><line x1="16" x2="16" y1="2" y2="6"></line><line x1="8" x2="8" y1="2" y2="6"></line><line x1="3" x2="21" y1="10" y2="10"></line></svg></div>
<span>Termen</span></div>

<div class="eb-detail-value">
<div style="margin-bottom: 8px;"><strong>P&acirc;nă la 24 luni</strong> <span style="color:#666; font-size:14px;">- capital circulant</span></div>

<div><strong>P&acirc;nă la 48 luni</strong> <span style="color:#666; font-size:14px;">- mijloace fixe</span></div>
</div>
</div>

<div class="eb-detail-row">
<div class="eb-detail-label">
<div class="eb-icon-small"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><circle cx="12" cy="12" r="10"></circle><polyline points="12 6 12 12 16 14"></polyline></svg></div>
<span>Perioada de grație</span></div>

<div class="eb-detail-value">12 luni</div>
</div>

<div class="eb-detail-row no-border">
<div class="eb-detail-label">
<div class="eb-icon-small"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path><polyline points="9 22 9 12 15 12 15 22"></polyline></svg></div>
<span>Destinație</span></div>

<div class="eb-detail-value">Completarea capitalului circulant, achiziția echipamentului, refinanțare, finanțarea investițiilor</div>
</div>
</div>
<style type="text/css">.eb-details-card {
    background: #ffffff;
    border-radius: 16px;
    border: 1px solid #eaeaea;
    padding: 20px 24px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.03);
    color: #1a1a1a;
    max-width: 1000px;
    margin: 20px auto;
}

.eb-section-title {
    font-size: 24px;
    font-weight: 800;
    color: #1a1a1a;
    margin-bottom: 24px;
    text-align: center;
}

.eb-detail-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start; /* Aliniere sus pentru text mult */
    padding: 16px 0;
    border-bottom: 1px solid #f0f0f0;
}

.eb-detail-row.no-border {
    border-bottom: none;
    padding-bottom: 0;
}

.eb-detail-label {
    flex: 0 0 35%;
    display: flex;
    align-items: center;
    font-size: 16px;
    font-weight: 600;
    color: #666;
    padding-top: 2px; /* Ajustare fină vizuală */
}

.eb-icon-small {
    width: 32px;
    height: 32px;
    background: #fff4e5;
    color: #ff9800;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 12px;
    flex-shrink: 0;
}

.eb-icon-small svg {
    width: 18px;
    height: 18px;
}

.eb-detail-value {
    flex: 1;
    font-size: 16px;
    color: #1a1a1a;
    line-height: 1.5;
    font-weight: 500;
}

.main-highlight {
    font-size: 18px;
    font-weight: 800;
    color: #1a1a1a;
}

/* Stiluri pentru mobil */
@media (max-width: 768px) {
    .eb-details-card {
        padding: 20px 16px;
        margin: 20px 0 !important;
        width: 100% !important;
    }

    .eb-section-title {
        font-size: 22px;
        margin-bottom: 16px;
    }

    .eb-detail-row {
        flex-direction: column;
        padding: 14px 0;
        gap: 8px;
    }

    .eb-detail-label {
        width: 100%;
        margin-bottom: 0;
    }

    .eb-detail-value {
        width: 100%;
        padding-left: 44px; /* Aliniere sub textul etichetei */
        font-size: 15px;
    }
}
</style>


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