Currency exchange directly on your phone without visiting the bank.

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is a member of the Deposit Guarantee Scheme of the Republic of Moldova

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Now you can exchange currency between your card or current accounts via Energbank Mobile from Monday to Friday during business days.

With SMART CURS you get the best online currency exchange rate!

To use SMART CURS, download Energbank Mobile.

Have you ever wondered how you can get a better exchange rate? Energbank offers you the best exchange rate in the country.

Subject

if using our services/products, the result was not what you expected and you faced situations where you were dissatisfied with the quality of the products/services or with the behavior of the personnel involved in the service, send us your complaint by filling out the form.

Thank you in advance!

Dear customer,

Schimb valutar direct la tine în telefon, fără a te deplasa la bancă.

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este membră a Schemei de Garantare a Depozitelor din Republica Moldova

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Acum poți face schimburi valutare între conturile tale de card sau curente prin Energbank Mobile, de luni până vineri în zilele lucrătoare.

Cu SMART CURS beneficiezi de cel mai avantajos schimb valutar online!

Ca să te bucuri de SMART CURS, folosește și tu Energbank Mobile.

Te-ai întrebat cum poți beneficia de cel mai bun curs valutar? Energbank îți oferă cel mai avantajos curs valutar din țară.

Subiect

dacă beneficiind de serviciile/produsele noastre, rezultatul nu a fost cel așteptat și te-ai confruntat cu situații în care ai fost nemulțumit de calitatea produselor/serviciilor sau de comportamentul personalului implicat în deservire, transmite-ne reclamația ta, completând formularul.

Îți mulțumim anticipat!

Dragă client,

Выгодный обменный курс;

Отсутствие ограничений по срокам и суммам;

Обмен валюты прямо на вашем телефоне без посещения банка.

Преимущества:

Присылайте нам свои предложения/уведомления/мнения об опыте обслуживания, использовании продуктов и/или преимуществах услуг Energbank.

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Ваш опыт важен для нас.

является членом системы гарантирования вкладов Республики Молдова

Имя

Теперь вы можете обменивать валюту между своими карточными или текущими счетами через Energbank Mobile с понедельника по пятницу в рабочие дни.

С SMART CURS получаете самый выгодный курс обмена валюты онлайн!

Чтобы воспользоваться SMART CURS, скачайте Energbank Mobile.

Задумывались ли вы, как можете получить лучший обменный курс? Energbank предлагает вам лучший обменный курс в стране.

Тема

если при использовании наших услуг/продуктов результат оказался не таким, как вы ожидали, и вы столкнулись с ситуациями, когда вы были недовольны качеством продуктов/услуг или поведением персонала, задействованного в обслуживании, отправьте нам свою жалобу, заполнив форму форма.

Заранее спасибо!

Уважаемый клиент,

#ffffff

<h2 class="calculation-heading">&nbsp;</h2>

<h2 class="calculation-heading">Fă-ți propriile calcule</h2>
<style type="text/css">.calculation-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 40px;
    text-align: center;
}





@media (max-width: 768px) {

    .calculation-heading {
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Am istorie creditară pozitivă la Energbank

<p><span id="aplica" style="color:#ff3a30;"><span style="font-size:16px;">Banca atenționează asupra responsabilității rambursării creditului.</span></span></p>

<p>&nbsp;</p>


<div class="gp-benefits">
<h2 class="gp-benefits__title">Beneficii principale</h2>

<div class="gp-benefits__grid">
<div class="gp-benefits__card">
<div class="gp-benefits__icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"><circle cx="12" cy="12" r="10"></circle><path d="M8 15c.5 1 1.8 2 4 2 2.5 0 4-1.3 4-3s-1.5-2.5-4-3-4-1.3-4-3 1.5-3 4-3c2.2 0 3.5 1 4 2"></path><line x1="12" x2="12" y1="4" y2="20"></line></svg></div>

<h3 class="gp-benefits__ct">Rata dob&acirc;nzii 0%</h3>

<p class="gp-benefits__cd">Dacă rambursezi creditul &icirc;n perioada de grație de p&acirc;nă la 60 de zile</p>
</div>

<div class="gp-benefits__card">
<div class="gp-benefits__icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"><circle cx="12" cy="12" r="10"></circle><path d="M12 6v6l4 2"></path></svg></div>

<h3 class="gp-benefits__ct">Perioada de grație</h3>

<p class="gp-benefits__cd">P&acirc;nă la 2/3 din perioada creditării</p>
</div>

<div class="gp-benefits__card">
<div class="gp-benefits__icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"><circle cx="12" cy="12" r="10"></circle><line x1="2" x2="22" y1="12" y2="12"></line><path d="M12 2a15.3 15.3 0 0 1 4 10 15.3 15.3 0 0 1-4 10 15.3 15.3 0 0 1-4-10 15.3 15.3 0 0 1 4-10z"></path></svg></div>

<h3 class="gp-benefits__ct">Oriunde &icirc;n lume</h3>

<p class="gp-benefits__cd">Folosești cardul &icirc;n țară și peste hotare</p>
</div>
</div>
<style type="text/css">.gp-benefits{max-width:1100px;width:100%;margin:32px auto;padding:0 15px;box-sizing:border-box;font-family:'Myriad Pro','Segoe UI',sans-serif;color:#1a1a1a;}
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      .gp-benefits__card{display:flex;flex-direction:column;align-items:center;text-align:center;padding:10px;}
      .gp-benefits__icon{margin-bottom:15px;}
      .gp-benefits__ct{font-size:20px;font-weight:700;margin:0 0 6px;line-height:1.2;}
      .gp-benefits__cd{font-size:15px;color:#4b4b4b;margin:0;line-height:1.5;}
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        .gp-benefits{padding:0 4px;margin:20px 0;}
        .gp-benefits__title{font-size:24px;margin-bottom:24px;}
        .gp-benefits__grid{gap:8px;}
        .gp-benefits__card{padding:5px 2px;}
        .gp-benefits__icon{margin-bottom:8px;}
        .gp-benefits__icon svg{width:32px;height:32px;}
        .gp-benefits__ct{font-size:14px;}
        .gp-benefits__cd{font-size:12px;line-height:1.15;}
      }
</style>
</div>


<div class="gp-elig">
<h2 class="gp-elig__title">Criterii de eligibilitate</h2>

<div class="gp-elig__grid">
<div class="gp-elig__item">
<div class="gp-elig__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M20 21v-2a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v2"></path><circle cx="12" cy="7" r="4"></circle></svg></div>

<div class="gp-elig__text">Ești persoană fizică, cetățean al <strong>Republicii Moldova</strong></div>
</div>

<div class="gp-elig__item">
<div class="gp-elig__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><rect height="18" rx="2" ry="2" width="18" x="3" y="4"></rect><line x1="16" x2="16" y1="2" y2="6"></line><line x1="8" x2="8" y1="2" y2="6"></line><line x1="3" x2="21" y1="10" y2="10"></line></svg></div>

<div class="gp-elig__text">Ai v&acirc;rsta cuprinsă &icirc;ntre <strong>21 și 70 de ani</strong></div>
</div>

<div class="gp-elig__item">
<div class="gp-elig__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><line x1="12" x2="12" y1="1" y2="23"></line><path d="M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6"></path></svg></div>

<div class="gp-elig__text">Dispui de <strong>venituri confirmate</strong> (salariu, pensie, transferuri)</div>
</div>

<div class="gp-elig__item">
<div class="gp-elig__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M22 11.08V12a10 10 0 1 1-5.93-9.14"></path><polyline points="22 4 12 14.01 9 11.01"></polyline></svg></div>

<div class="gp-elig__text">Ai o <strong>istorie creditară</strong> pozitivă</div>
</div>

<div class="gp-elig__item gp-elig__item--full">
<div class="gp-elig__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path><polyline points="9 22 9 12 15 12 15 22"></polyline></svg></div>

<div class="gp-elig__text">Dispui de un <strong>bun imobil &icirc;n proprietate</strong> pentru sume de peste 200.000 MDL</div>
</div>
</div>
<style type="text/css">.gp-elig{max-width:1100px;margin:40px auto;padding:0 15px;box-sizing:border-box;font-family:'Myriad Pro','Segoe UI',sans-serif;color:#1a1a1a;}
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      .gp-elig__item--full{grid-column:span 2;}
      .gp-elig__icon{width:40px;height:40px;background:#fff4e5;color:#ff9800;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-right:16px;flex-shrink:0;}
      .gp-elig__icon svg{width:20px;height:20px;}
      .gp-elig__text{font-size:15px;color:#444;line-height:1.45;}
      .gp-elig__text strong{color:#1a1a1a;font-weight:700;}
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        .gp-elig{margin:20px 0;}
        .gp-elig__title{font-size:24px;margin-bottom:20px;}
        .gp-elig__grid{grid-template-columns:1fr;gap:12px;}
        .gp-elig__item--full{grid-column:span 1;}
        .gp-elig__item{padding:12px;}
      }
</style>
</div>


<div class="gp-docs">
<h2 class="gp-docs__title">Acte necesare</h2>

<div class="gp-docs__grid">
<div class="gp-docs__item">
<div class="gp-docs__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><rect height="16" rx="2" width="18" x="3" y="4"></rect><circle cx="9" cy="10" r="2"></circle><line x1="15" x2="19" y1="8" y2="8"></line><line x1="15" x2="19" y1="12" y2="12"></line><line x1="7" x2="17" y1="16" y2="16"></line></svg></div>

<div class="gp-docs__text"><strong>Buletinul de identitate</strong> al cetățeanului RM</div>
</div>

<div class="gp-docs__item">
<div class="gp-docs__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z"></path><polyline points="14 2 14 8 20 8"></polyline><line x1="16" x2="8" y1="13" y2="13"></line><line x1="16" x2="8" y1="17" y2="17"></line><line x1="10" x2="8" y1="9" y2="9"></line></svg></div>

<div class="gp-docs__text"><strong>Alte acte</strong> &icirc;n funcție de sumă și procesul de analiză</div>
</div>

<div class="gp-docs__item gp-docs__item--full">
<div class="gp-docs__icon"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M9 11l3 3L22 4"></path><path d="M21 12v7a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V5a2 2 0 0 1 2-2h11"></path></svg></div>

<div class="gp-docs__text">Pentru sume de <strong>peste 400.000 MDL</strong>, actul de evaluare al bunului adus &icirc;n gaj (evaluarea bunului imobil sau, &icirc;n cazul unui automobil, certificatul de &icirc;nmatriculare)</div>
</div>
</div>
<style type="text/css">.gp-docs{max-width:1100px;margin:40px auto;padding:0 15px;box-sizing:border-box;font-family:'Myriad Pro','Segoe UI',sans-serif;color:#1a1a1a;}
      .gp-docs *{box-sizing:border-box;}
      .gp-docs__title{font-size:28px;font-weight:700;margin:0 0 32px;text-align:center;letter-spacing:-.02em;}
      .gp-docs__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;}
      .gp-docs__item{display:flex;align-items:center;background:#fff;padding:20px;border-radius:16px;border:1px solid #eaeaea;box-shadow:0 4px 12px rgba(0,0,0,.03);}
      .gp-docs__item--full{grid-column:span 2;}
      .gp-docs__icon{width:40px;height:40px;background:#fff4e5;color:#ff9800;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-right:16px;flex-shrink:0;}
      .gp-docs__icon svg{width:20px;height:20px;}
      .gp-docs__text{font-size:15px;color:#444;line-height:1.45;}
      .gp-docs__text strong{color:#1a1a1a;font-weight:700;}
      @media(max-width:768px){
        .gp-docs{margin:20px 0;}
        .gp-docs__title{font-size:24px;margin-bottom:20px;}
        .gp-docs__grid{grid-template-columns:1fr;gap:12px;}
        .gp-docs__item--full{grid-column:span 1;}
        .gp-docs__item{padding:12px;}
      }
</style>
</div>


<div class="gp-info">
<h2 class="gp-info__title">Informații generale</h2>

<div class="gp-info__card">
<div class="gp-info__row gp-info__row--stack">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M12 2v20M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6"></path></svg></span>Suma</div>

<div class="gp-info__rates">
<div class="gp-info__rate">
<div class="gp-info__rate-head"><span class="gp-info__tag gp-info__tag--std">Fără gaj</span></div>

<p>P&acirc;nă la <strong>400 000 MDL</strong> &middot; <strong>20 000 EUR</strong> &middot; <strong>20 000 USD</strong></p>
</div>

<div class="gp-info__rate">
<div class="gp-info__rate-head"><span class="gp-info__tag gp-info__tag--loial">Cu gaj</span></div>

<p>P&acirc;nă la <strong>500 000 MDL</strong> &middot; <strong>25 000 EUR</strong> &middot; <strong>25 000 USD</strong></p>
</div>
</div>
</div>

<div class="gp-info__row">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><circle cx="12" cy="12" r="10"></circle><path d="M16 8h-6a2 2 0 1 0 0 4h4a2 2 0 1 1 0 4H8"></path><path d="M12 18V6"></path></svg></span>Moneda</div>

<div class="gp-info__val">MDL / EUR / USD</div>
</div>

<div class="gp-info__row">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><rect height="18" rx="2" ry="2" width="18" x="3" y="4"></rect><line x1="16" x2="16" y1="2" y2="6"></line><line x1="8" x2="8" y1="2" y2="6"></line><line x1="3" x2="21" y1="10" y2="10"></line></svg></span>Termen</div>

<div class="gp-info__val">P&acirc;nă la 36 luni</div>
</div>

<div class="gp-info__row">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path><polyline points="9 22 9 12 15 12 15 22"></polyline></svg></span>Destinația</div>

<div class="gp-info__val">Pentru necesități personale sau refinanțare</div>
</div>

<div class="gp-info__row gp-info__row--stack gp-info__row--last">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><line x1="19" x2="5" y1="5" y2="19"></line><circle cx="6.5" cy="6.5" r="2.5"></circle><circle cx="17.5" cy="17.5" r="2.5"></circle></svg></span>Rata dob&acirc;nzii flotantă</div>

<div class="gp-info__rates">
<div class="gp-info__rate">
<p>MDL <strong>13,92%</strong> &middot; EUR <strong>7,97%</strong> &middot; USD <strong>8,47%</strong></p>
</div>
</div>
</div>
</div>
<style type="text/css">.gp-info{max-width:1100px;margin:40px auto;padding:0 15px;box-sizing:border-box;font-family:'Myriad Pro','Segoe UI',sans-serif;color:#1a1a1a;}
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      .gp-info__title{font-size:28px;font-weight:700;margin:0 0 32px;text-align:center;letter-spacing:-.02em;}
      .gp-info__card{background:#fff;border-radius:20px;border:1px solid #eaeaea;padding:8px 28px;box-shadow:0 4px 15px rgba(0,0,0,.04);}
      .gp-info__row{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;padding:18px 0;border-bottom:1px solid #f0f0f0;}
      .gp-info__row--last{border-bottom:none;}
      .gp-info__row--stack{flex-direction:column;align-items:stretch;}
      .gp-info__label{flex:0 0 34%;display:flex;align-items:center;font-size:16px;font-weight:600;color:#666;}
      .gp-info__row--stack .gp-info__label{margin-bottom:14px;}
      .gp-info__ico{width:28px;height:28px;background:#fff4e5;color:#ff9800;border-radius:7px;display:flex;align-items:center;justify-content:center;margin-right:10px;flex-shrink:0;}
      .gp-info__ico svg{width:16px;height:16px;}
      .gp-info__val{flex:1;font-size:16px;color:#1a1a1a;line-height:1.5;font-weight:500;text-align:right;}
      .gp-info__rate{background:#f9fafb;border:1px solid #eee;padding:12px 14px;border-radius:10px;margin-bottom:12px;}
      .gp-info__rate:last-child{margin-bottom:0;}
      .gp-info__rate-head{margin-bottom:6px;}
      .gp-info__rate p{margin:0;font-size:14px;line-height:1.45;color:#444;}
      .gp-info__rate strong{color:#1a1a1a;font-weight:700;}
      .gp-info__tag{font-size:11px;font-weight:700;padding:4px 9px;border-radius:999px;text-transform:uppercase;letter-spacing:.04em;display:inline-block;}
      .gp-info__tag--loial{background:#ff9900;color:#fff;}
      .gp-info__tag--std{background:#e6e6e6;color:#444;}
      @media(max-width:768px){
        .gp-info{margin:20px 0;}
        .gp-info__title{font-size:22px;margin-bottom:16px;}
        .gp-info__card{padding:4px 18px;}
        .gp-info__row{flex-direction:column;align-items:flex-start;gap:8px;padding:14px 0;}
        .gp-info__val{text-align:left;padding-left:38px;}
      }
</style>
</div>


<div class="gp-info">
<h2 class="gp-info__title">Informații generale</h2>

<div class="gp-info__card">
<div class="gp-info__row gp-info__row--stack">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M12 2v20M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6"></path></svg></span>Suma</div>

<div class="gp-info__rates">
<div class="gp-info__rate">
<div class="gp-info__rate-head"><span class="gp-info__tag gp-info__tag--std">Fără gaj</span></div>

<p>P&acirc;nă la <strong>400 000 MDL</strong> &middot; <strong>20 000 EUR</strong> &middot; <strong>20 000 USD</strong></p>
</div>

<div class="gp-info__rate">
<div class="gp-info__rate-head"><span class="gp-info__tag gp-info__tag--loial">Cu gaj</span></div>

<p>P&acirc;nă la <strong>500 000 MDL</strong> &middot; <strong>25 000 EUR</strong> &middot; <strong>25 000 USD</strong></p>
</div>
</div>
</div>

<div class="gp-info__row">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><circle cx="12" cy="12" r="10"></circle><path d="M16 8h-6a2 2 0 1 0 0 4h4a2 2 0 1 1 0 4H8"></path><path d="M12 18V6"></path></svg></span>Moneda</div>

<div class="gp-info__val">MDL / EUR / USD</div>
</div>

<div class="gp-info__row">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><rect height="18" rx="2" ry="2" width="18" x="3" y="4"></rect><line x1="16" x2="16" y1="2" y2="6"></line><line x1="8" x2="8" y1="2" y2="6"></line><line x1="3" x2="21" y1="10" y2="10"></line></svg></span>Termen</div>

<div class="gp-info__val">P&acirc;nă la 36 luni</div>
</div>

<div class="gp-info__row">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path><polyline points="9 22 9 12 15 12 15 22"></polyline></svg></span>Destinația</div>

<div class="gp-info__val">Pentru necesități personale sau refinanțare</div>
</div>

<div class="gp-info__row gp-info__row--stack gp-info__row--last">
<div class="gp-info__label"><span class="gp-info__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><line x1="19" x2="5" y1="5" y2="19"></line><circle cx="6.5" cy="6.5" r="2.5"></circle><circle cx="17.5" cy="17.5" r="2.5"></circle></svg></span>Rata dob&acirc;nzii flotantă</div>

<div class="gp-info__rates">
<div class="gp-info__rate">
<p>MDL <strong>14,00%</strong> &middot; EUR <strong>7,94%</strong> &middot; USD <strong>8,44%</strong></p>
</div>
</div>
</div>
</div>
<style type="text/css">.gp-info{max-width:1100px;margin:40px auto;padding:0 15px;box-sizing:border-box;font-family:'Myriad Pro','Segoe UI',sans-serif;color:#1a1a1a;}
      .gp-info *{box-sizing:border-box;}
      .gp-info__title{font-size:28px;font-weight:700;margin:0 0 32px;text-align:center;letter-spacing:-.02em;}
      .gp-info__card{background:#fff;border-radius:20px;border:1px solid #eaeaea;padding:8px 28px;box-shadow:0 4px 15px rgba(0,0,0,.04);}
      .gp-info__row{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;padding:18px 0;border-bottom:1px solid #f0f0f0;}
      .gp-info__row--last{border-bottom:none;}
      .gp-info__row--stack{flex-direction:column;align-items:stretch;}
      .gp-info__label{flex:0 0 34%;display:flex;align-items:center;font-size:16px;font-weight:600;color:#666;}
      .gp-info__row--stack .gp-info__label{margin-bottom:14px;}
      .gp-info__ico{width:28px;height:28px;background:#fff4e5;color:#ff9800;border-radius:7px;display:flex;align-items:center;justify-content:center;margin-right:10px;flex-shrink:0;}
      .gp-info__ico svg{width:16px;height:16px;}
      .gp-info__val{flex:1;font-size:16px;color:#1a1a1a;line-height:1.5;font-weight:500;text-align:right;}
      .gp-info__rate{background:#f9fafb;border:1px solid #eee;padding:12px 14px;border-radius:10px;margin-bottom:12px;}
      .gp-info__rate:last-child{margin-bottom:0;}
      .gp-info__rate-head{margin-bottom:6px;}
      .gp-info__rate p{margin:0;font-size:14px;line-height:1.45;color:#444;}
      .gp-info__rate strong{color:#1a1a1a;font-weight:700;}
      .gp-info__tag{font-size:11px;font-weight:700;padding:4px 9px;border-radius:999px;text-transform:uppercase;letter-spacing:.04em;display:inline-block;}
      .gp-info__tag--loial{background:#ff9900;color:#fff;}
      .gp-info__tag--std{background:#e6e6e6;color:#444;}
      @media(max-width:768px){
        .gp-info{margin:20px 0;}
        .gp-info__title{font-size:22px;margin-bottom:16px;}
        .gp-info__card{padding:4px 18px;}
        .gp-info__row{flex-direction:column;align-items:flex-start;gap:8px;padding:14px 0;}
        .gp-info__val{text-align:left;padding-left:38px;}
      }
</style>
</div>


<div class="gp-calc">
<h2 class="gp-calc__title">Exemplu de calcul</h2>

<div class="gp-calc__list">
<div class="gp-calc__card">
<div class="gp-calc__body">
<div class="gp-calc__ico"><svg fill="none" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><circle cx="12" cy="12" r="10"></circle><line x1="12" x2="12" y1="16" y2="12"></line><line x1="12" x2="12.01" y1="8" y2="8"></line></svg></div>

<div class="gp-calc__content">
<p>Pentru un credit &icirc;n sumă de <strong>200.000 MDL</strong>, pe un termen de <strong>36 de luni</strong>, rata dob&acirc;nzii anuale constituie <strong>14.00%</strong> flotantă, comision lunar de administrare a creditului <strong>0%</strong> de la sold, comision pentru acordarea creditului <strong>0%</strong>, <strong>DAE</strong> va constitui <strong class="gp-calc__hl">14,81%</strong>.&nbsp;</p>

<hr class="gp-calc__divider" />
<p class="gp-calc__small">Rata dob&acirc;nzii flotantă este compusă din indicele de referință calculat de Banca Națională a Moldovei &icirc;n dependență de rata medie nominală aferentă depozitelor noi atrase &icirc;n monedă națională pentru persoanele fizice pe un termen total de la 6 luni p&acirc;nă la 12 luni, care pentru luna mai 2026 constituie 5,75%, la care se adaugă marja Băncii 8,25%.&nbsp;</p>
</div>
</div>
</div>
</div>
<style type="text/css">.gp-calc{max-width:1100px;margin:40px auto 64px;padding:0 15px;box-sizing:border-box;font-family:'Myriad Pro','Segoe UI',sans-serif;color:#1a1a1a;}
      .gp-calc *{box-sizing:border-box;}
      .gp-calc__title{font-size:28px;font-weight:700;margin:0 0 32px;text-align:center;letter-spacing:-.02em;}
      .gp-calc__list{display:flex;flex-direction:column;gap:20px;}
      .gp-calc__card{background:#fcfcfc;border:1px solid #e0e0e0;border-radius:16px;padding:28px;box-shadow:0 4px 15px rgba(0,0,0,.02);}
      .gp-calc__body{display:flex;gap:20px;align-items:flex-start;}
      .gp-calc__ico{flex-shrink:0;color:#ff9800;background:rgba(255,152,0,.1);width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-top:2px;}
      .gp-calc__ico svg{width:18px;height:18px;}
      .gp-calc__content p{font-size:15px;line-height:1.6;color:#444;margin:0 0 12px;}
      .gp-calc__content p:last-child{margin-bottom:0;}
      .gp-calc__content strong{font-weight:700;color:#1a1a1a;}
      .gp-calc__hl{color:#ff9900!important;}
      .gp-calc__divider{border:0;border-top:1px solid #eee;margin:6px 0 12px;}
      .gp-calc__small{font-size:13px!important;color:#666!important;font-style:italic;}
      @media(max-width:768px){
        .gp-calc{margin:20px 0 32px;}
        .gp-calc__title{font-size:24px;margin-bottom:20px;}
        .gp-calc__card{padding:20px;}
        .gp-calc__body{flex-direction:column;gap:12px;}
      }
</style>
</div>


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