Currency exchange directly on your phone without visiting the bank.

Advantages:

Send us your suggestions / notifications / opinions about the service experience, using products and/or benefiting from Energbank services.

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is a member of the Deposit Guarantee Scheme of the Republic of Moldova

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Now you can exchange currency between your card or current accounts via Energbank Mobile from Monday to Friday during business days.

With SMART CURS you get the best online currency exchange rate!

To use SMART CURS, download Energbank Mobile.

Have you ever wondered how you can get a better exchange rate? Energbank offers you the best exchange rate in the country.

Subject

if using our services/products, the result was not what you expected and you faced situations where you were dissatisfied with the quality of the products/services or with the behavior of the personnel involved in the service, send us your complaint by filling out the form.

Thank you in advance!

Dear customer,

Schimb valutar direct la tine în telefon, fără a te deplasa la bancă.

Avantaje:

Transmite-ne sugestiile / sesizările / părerile despre experiența de deservire, de utilizare a produselor și/sau de beneficierea de serviciile Energbank.

Utilizăm cookie-uri pentru oferi vizitatorilor o mai bună navigare online, pentru a personaliza conținutul, pentru a analiza traficul și pentru a livra toate funcționalitățile site-ului nostru.

Experiența ta este importantă pentru noi.

este membră a Schemei de Garantare a Depozitelor din Republica Moldova

Nume

Acum poți face schimburi valutare între conturile tale de card sau curente prin Energbank Mobile, de luni până vineri în zilele lucrătoare.

Cu SMART CURS beneficiezi de cel mai avantajos schimb valutar online!

Ca să te bucuri de SMART CURS, folosește și tu Energbank Mobile.

Te-ai întrebat cum poți beneficia de cel mai bun curs valutar? Energbank îți oferă cel mai avantajos curs valutar din țară.

Subiect

dacă beneficiind de serviciile/produsele noastre, rezultatul nu a fost cel așteptat și te-ai confruntat cu situații în care ai fost nemulțumit de calitatea produselor/serviciilor sau de comportamentul personalului implicat în deservire, transmite-ne reclamația ta, completând formularul.

Îți mulțumim anticipat!

Dragă client,

Выгодный обменный курс;

Отсутствие ограничений по срокам и суммам;

Обмен валюты прямо на вашем телефоне без посещения банка.

Преимущества:

Присылайте нам свои предложения/уведомления/мнения об опыте обслуживания, использовании продуктов и/или преимуществах услуг Energbank.

Мы используем файлы cookie, чтобы предоставить посетителям лучший опыт работы в Интернете, персонализировать контент, анализировать трафик и обеспечить все функциональные возможности нашего веб-сайта.

Ваш опыт важен для нас.

является членом системы гарантирования вкладов Республики Молдова

Имя

Теперь вы можете обменивать валюту между своими карточными или текущими счетами через Energbank Mobile с понедельника по пятницу в рабочие дни.

С SMART CURS получаете самый выгодный курс обмена валюты онлайн!

Чтобы воспользоваться SMART CURS, скачайте Energbank Mobile.

Задумывались ли вы, как можете получить лучший обменный курс? Energbank предлагает вам лучший обменный курс в стране.

Тема

если при использовании наших услуг/продуктов результат оказался не таким, как вы ожидали, и вы столкнулись с ситуациями, когда вы были недовольны качеством продуктов/услуг или поведением персонала, задействованного в обслуживании, отправьте нам свою жалобу, заполнив форму форма.

Заранее спасибо!

Уважаемый клиент,

#ffffff

Collapse

<div class="benefits-section">
<h2 class="benefits-heading">Avantajele MIA</h2>

<div class="benefits-grid-4">
<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <rect height="18" rx="2" ry="2" width="14" x="5" y="2"></rect> <line x1="12" x2="12.01" y1="18" y2="18"></line> </svg></div>

<h3 class="benefit-title">Foarte simplu</h3>

<p class="benefit-desc">Transfer instant, doar cu număr de telefon</p>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <circle cx="12" cy="12" r="10"></circle> <polyline points="12 6 12 12 16 14"></polyline> </svg></div>

<h3 class="benefit-title">Oric&acirc;nd</h3>

<p class="benefit-desc">Disponibil 24 din 24, 7 zile din 7</p>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <rect height="11" rx="2" ry="2" width="18" x="3" y="11"></rect> <path d="M7 11V7a5 5 0 0 1 10 0v4"></path> </svg></div>

<h3 class="benefit-title">Sigur</h3>

<p class="benefit-desc">Plăți securizate și procesate &icirc;n timp real</p>
</div>

<div class="benefit-card">
<div class="benefit-icon"><svg fill="none" height="40" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="40"> <path d="M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2"></path> <circle cx="9" cy="7" r="4"></circle> <path d="M23 21v-2a4 4 0 0 0-3-3.87"></path> <path d="M16 3.13a4 4 0 0 1 0 7.75"></path> </svg></div>

<h3 class="benefit-title">Universal</h3>

<p class="benefit-desc">Ideal pentru persoane fizice și juridice</p>
</div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
}

.benefits-section {
    max-width: 1100px;
    width: 100%;
    margin: 40px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.benefits-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 40px;
    text-align: center;
}

.benefits-grid-4 {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    width: 100%;
}

.benefit-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 10px;
}

.benefit-icon {
    margin-bottom: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-title {
    font-size: 20px;
    font-weight: 700;
    color: var(--text);
    margin: 0 0 8px 0;
    line-height: 1.2;
}

.benefit-desc {
    font-size: 15px;
    color: var(--muted);
    margin: 0;
    line-height: 1.4;
}

/* Responsive Design */
@media (max-width: 900px) {
    .benefits-grid-4 {
        grid-template-columns: repeat(2, 1fr);
        gap: 32px 20px; /* Mai mult spatiu vertical intre randuri */
    }
}

@media (max-width: 768px) {
    .benefits-section {
        margin: 24px 0 !important;
        padding: 0 10px;
    }

    .benefits-heading {
        font-size: 24px;
        margin-bottom: 24px;
    }

    .benefit-icon svg {
        width: 32px;
        height: 32px;
    }

    .benefit-title {
        font-size: 16px;
    }

    .benefit-desc {
        font-size: 14px;
    }
}

@media (max-width: 480px) {
    .benefits-grid-4 {
        grid-template-columns: 1fr; /* O singura coloana pe telefoane mici */
        gap: 24px;
    }
    
    .benefit-card {
        padding: 5px;
    }
}
</style>


<div class="intro-section">
<h1 class="page-main-title">MIA Plăți Instant</h1>

<div class="definition-wrapper">
<div class="definition-icon"><svg fill="none" height="24" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24" width="24"> <polygon points="13 2 3 14 12 14 11 22 21 10 12 10 13 2"></polygon> </svg></div>

<div class="definition-content">
<p class="definition-text"><strong>Sistemul MIA Plăți Instant</strong> este un sistem de plăți electronice interbancare &icirc;n care tranzacțiile financiare electronice se realizează &icirc;n timp real, oferind beneficiarului acces imediat la mijloacele din cont transferate.</p>

<p class="definition-text" style="margin-top: 10px;">Plățile sunt caracterizate prin viteza lor de procesare și sunt folosite pentru a efectua transferuri de bani &icirc;ntre conturi bancare, inclusiv plăți &icirc;ntre persoane fizice, juridice, plățile comerciale și transferuri &icirc;ntre instituții financiare, c&acirc;t și plăți guvernamentale.</p>
</div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
    --bg-light: #f9f9f9;
}

.intro-section {
    max-width: 1100px;
    width: 100%;
    margin: 40px auto 20px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.page-main-title {
    font-size: 36px;
    font-weight: 800;
    color: var(--text);
    margin: 0 0 24px 0;
    text-align: left;
    letter-spacing: -0.5px;
}

.definition-wrapper {
    display: flex;
    align-items: flex-start;
    background-color: var(--bg-light);
    border-left: 4px solid var(--brand);
    padding: 20px 24px;
    border-radius: 0 8px 8px 0;
}

.definition-icon {
    margin-right: 16px;
    margin-top: 2px;
    flex-shrink: 0;
}

.definition-content {
    display: flex;
    flex-direction: column;
}

.definition-text {
    font-size: 16px;
    line-height: 1.6;
    color: var(--muted);
    margin: 0;
}

.definition-text strong {
    color: var(--text);
    font-weight: 700;
}

@media (max-width: 768px) {
    .page-main-title {
        font-size: 28px;
        text-align: center;
        margin-bottom: 20px;
    }

    .definition-wrapper {
        flex-direction: column;
        align-items: center;
        text-align: center;
        border-left: none;
        border-top: 4px solid var(--brand);
        border-radius: 0 0 8px 8px;
        padding: 20px 16px;
    }

    .definition-icon {
        margin-right: 0;
        margin-bottom: 12px;
    }
}
</style>


<div class="fees-section">
<div class="fees-card">
<h3 class="fees-heading">Tarife și limite</h3>

<div class="fee-row"><span class="fee-label">Limită per operațiune</span> <span class="fee-value">5.000 MDL</span></div>

<div class="fee-row"><span class="fee-label">Limită zilnică</span> <span class="fee-value">25.000 MDL</span></div>

<div class="fee-row no-border"><span class="fee-label">Limită lunară</span> <span class="fee-value">80.000 MDL</span></div>

<div class="fee-btn-wrapper"><a class="fee-action-btn" href="#">Vezi tarifele detaliate</a></div>
</div>
</div>
<style type="text/css">:root {
    --brand: #FF9900;
    --text: #1a1a1a;
    --muted: #4b4b4b;
    --bg-light: #f9f9f9;
    --border-color: #e0e0e0;
}

.fees-section {
    max-width: 600px;
    width: 100%;
    margin: 32px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.fees-card {
    background: #fff;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    padding: 24px;
    box-shadow: 0 4px 12px rgba(0,0,0,0.05);
    border-top: 4px solid var(--brand);
}

.fees-heading {
    font-size: 22px;
    font-weight: 800;
    color: var(--text);
    margin: 0 0 24px 0;
    text-align: center;
    padding-bottom: 12px;
    border-bottom: 2px solid #f0f0f0;
}

.fee-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 0;
    border-bottom: 1px dashed var(--border-color);
}

.fee-row.no-border {
    border-bottom: none;
    padding-bottom: 0;
}

.fee-label {
    font-size: 16px;
    color: var(--muted);
    font-weight: 500;
}

.fee-value {
    font-size: 16px;
    font-weight: 700;
    text-align: right;
    color: var(--brand); 
}

/* Stilizare pentru noul buton */
.fee-btn-wrapper {
    margin-top: 24px;
    text-align: center;
}

.fee-action-btn {
    display: inline-block;
    background-color: var(--brand);
    color: #ffffff;
    text-decoration: none;
    padding: 14px 24px;
    border-radius: 6px;
    font-size: 16px;
    font-weight: 700;
    transition: background-color 0.3s ease, transform 0.2s ease;
    width: 100%; /* Lățime completă în interiorul cardului */
    box-sizing: border-box;
}

.fee-action-btn:hover {
    background-color: #e68a00; /* O nuanță mai închisă la hover */
    color: #ffffff;
}

@media (max-width: 480px) {
    .fees-card {
        padding: 16px;
    }
    
    .fees-heading {
        font-size: 18px;
        margin-bottom: 16px;
    }

    .fee-label, .fee-value {
        font-size: 14px;
    }
    
    .fee-action-btn {
        padding: 12px 20px;
        font-size: 15px;
    }
}
</style>


<div class="options-section">
<h2 class="options-heading">Opțiuni MIA &icirc;n MyEnergBank</h2>

<div class="options-grid">
<div class="option-card">
<div class="option-icon"><svg fill="none" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><line x1="22" x2="11" y1="2" y2="13"></line><polygon points="22 2 15 22 11 13 2 9 22 2"></polygon></svg></div>

<div class="option-text">
<h3 class="option-title">Transfer instant</h3>

<p class="option-desc">Transfer de bani instant &icirc;ntre persoane fizice, direct pe card sau cont, disponibil 24/7. Rapid, sigur și fără a introduce IBAN &ndash; ai nevoie doar de numărul de telefon al destinatarului.</p>
</div>
</div>

<div class="option-card">
<div class="option-icon"><svg fill="none" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M8 3H5a2 2 0 0 0-2 2v3m18 0V5a2 2 0 0 0-2-2h-3m0 18h3a2 2 0 0 0 2-2v-3M3 16v3a2 2 0 0 0 2 2h3"></path></svg></div>

<div class="option-text">
<h3 class="option-title">Transfer &icirc;ntre conturi</h3>

<p class="option-desc">Mută bani instant &icirc;ntre conturile tale, fie &icirc;n cadrul aceleiași bănci, fie &icirc;ntre bănci diferite. Astfel controlezi cu ușurință finanțele personale, oric&acirc;nd ai nevoie.</p>
</div>
</div>

<div class="option-card">
<div class="option-icon"><svg fill="none" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z"></path><polyline points="14 2 14 8 20 8"></polyline><line x1="12" x2="12" y1="18" y2="12"></line><line x1="9" x2="15" y1="15" y2="15"></line></svg></div>

<div class="option-text">
<h3 class="option-title">Solicitare transfer</h3>

<p class="option-desc">Trimite o cerere de plată altei persoane fizice. Destinatarul primește notificarea și poate aproba transferul instant, fără a introduce manual datele de plată.</p>
</div>
</div>

<div class="option-card">
<div class="option-icon"><svg fill="none" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><path d="M10 13a5 5 0 0 0 7.54.54l3-3a5 5 0 0 0-7.07-7.07l-1.72 1.71"></path><path d="M14 11a5 5 0 0 0-7.54-.54l-3 3a5 5 0 0 0 7.07 7.07l1.71-1.71"></path></svg></div>

<div class="option-text">
<h3 class="option-title">Plata cu link</h3>

<p class="option-desc">Generează un link de plată și trimite-l rapid oricui, prin mesaje sau rețele sociale. Destinatarul deschide linkul și efectuează plata imediat, fără date suplimentare.</p>
</div>
</div>

<div class="option-card">
<div class="option-icon"><svg fill="none" stroke="#FF9900" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" viewbox="0 0 24 24"><rect height="5" rx="1" ry="1" width="5" x="3" y="3"></rect><rect height="5" rx="1" ry="1" width="5" x="16" y="3"></rect><rect height="5" rx="1" ry="1" width="5" x="3" y="16"></rect><path d="M21 16v5"></path><path d="M16 21h5"></path><path d="M16 16h5"></path></svg></div>

<div class="option-text">
<h3 class="option-title">Plata cu QR</h3>

<p class="option-desc">Transferă sau primește bani instant prin scanarea unui cod QR &ndash; direct, fără a introduce date manuale.</p>
</div>
</div>
</div>
</div>
<style type="text/css">.options-section {
    max-width: 1100px;
    width: 100%;
    margin: 40px auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.options-heading {
    font-size: 28px;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 32px;
    text-align: center;
}

.options-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

.option-card {
    background: #ffffff;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 24px;
    display: flex;
    align-items: flex-start;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.03);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}


.option-icon {
    width: 48px;
    height: 48px;
    background: #fff4e5;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 20px;
    flex-shrink: 0;
}

.option-icon svg {
    width: 24px;
    height: 24px;
}

.option-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--text);
    margin: 0 0 8px 0;
}

.option-desc {
    font-size: 14px;
    line-height: 1.5;
    color: var(--muted);
    margin: 0;
}

@media (max-width: 768px) {
    .options-grid {
        grid-template-columns: 1fr;
    }
}
</style>


<p><span style="font-size:22px;"><b>&Icirc;ntrebări frecvente&nbsp;(FAQ)</b></span></p>


MIA Plăți Instant

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